Education Loans
Domestic Education Loans
Loans for graduation, post-graduation and professional courses at recognised Indian colleges and universities.
Max loan amount
₹50 Lakh
Interest from
8.5% p.a.
Tenure
Up to 12 years
Collateral
Not required up to ₹7.5 Lakh
Moratorium
Course period + 6 months
Best for:Undergraduate studentsPostgraduate studentsProfessional courses
Key features
Why choose a domestic loans with StudCred
Study at India's top institutions
Low interest
Competitive rates from partner banks and NBFCs.
Government schemes
Access CSIS interest subsidy for eligible families.
No collateral
Unsecured loans for eligible courses up to ₹7.5 Lakh.
Section 80E
Claim full interest deduction with no upper limit.
Eligibility
- Indian citizen with admission to a recognised institution
- Co-applicant with regular income
- Course from an approved list
Documents required
- Admission letter & fee structure
- Mark sheets & entrance results
- KYC of applicant & co-applicant
- Income proof of co-applicant
Enquire about this loan
Get matched to lenders offering domestic loans.
FAQs
Domestic Loans — FAQs
What is the maximum domestic education loan amount?
Domestic education loans typically go up to ₹50 Lakh depending on the institution, course and collateral offered.
What is StudCred?
StudCred is a digital education-loan discovery platform. We help students and parents compare loan options from leading banks and NBFCs, check eligibility, calculate EMIs, and get matched to the right lender — for study in India and abroad.
Does StudCred charge students any fee?
No. StudCred's comparison and guidance is free for students. Lenders may charge their own processing fees, which are always disclosed upfront.
How much education loan can I get?
Loan amounts typically range from ₹50,000 up to ₹1.5 Crore depending on the course, institution, co-applicant profile and whether you offer collateral. Use our eligibility calculator for an indicative estimate.
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