Education Loans
Undergraduate Education Loans
Financing for bachelor's degrees in India and abroad — engineering, arts, science, commerce and more.
Max loan amount
₹75 Lakh
Interest from
9.0% p.a.
Tenure
Up to 15 years
Collateral
Secured & unsecured options
Moratorium
Course period + 12 months
Best for:Class 12 graduatesFirst-time applicantsStudy abroad UG
Key features
Why choose a undergraduate loans with StudCred
Start your degree without financial stress
Long moratorium
Start repaying after you graduate and settle into a job.
Full course cover
Tuition, hostel, equipment and study materials.
Merit benefits
Rate concessions for strong academic profiles.
Digital process
Apply and track your application online.
Eligibility
- Completed Class 12 or equivalent
- Secured admission to a recognised UG program
- Co-applicant with stable income
Documents required
- Class 10 & 12 mark sheets
- Admission / offer letter
- KYC & income proof of co-applicant
Enquire about this loan
Get matched to lenders offering undergraduate loans.
FAQs
Undergraduate Loans — FAQs
Can I apply for an undergraduate loan before getting admission?
You can get pre-approved or sanctioned in-principle, but final disbursement requires a confirmed admission letter.
What is StudCred?
StudCred is a digital education-loan discovery platform. We help students and parents compare loan options from leading banks and NBFCs, check eligibility, calculate EMIs, and get matched to the right lender — for study in India and abroad.
Does StudCred charge students any fee?
No. StudCred's comparison and guidance is free for students. Lenders may charge their own processing fees, which are always disclosed upfront.
How much education loan can I get?
Loan amounts typically range from ₹50,000 up to ₹1.5 Crore depending on the course, institution, co-applicant profile and whether you offer collateral. Use our eligibility calculator for an indicative estimate.
Ready to apply for your undergraduate loans?
Compare offers from 15+ banks and NBFCs in minutes. It's free, fast, and there's no obligation.