Terms & Conditions

1. About StudCred

StudCred is an education-loan discovery and comparison platform. We are not a bank, lender or financial institution, and we do not sanction or disburse loans. All lending decisions are made solely by the respective banks and NBFCs.

2. No financial advice

Information on this site — including rates, amounts and comparisons — is for general information only and does not constitute financial, legal or tax advice or a loan offer. Always verify terms with the lender before applying.

3. Use of the website

• You agree to provide accurate information in our forms.
• You may not misuse the site or attempt to disrupt its operation.
• Content on this site is owned by StudCred and may not be copied without permission.

4. Third-party lenders

When you request to be matched, your details may be shared with lending partners. Your relationship with any lender is governed by that lender's own terms.

5. Limitation of liability

To the extent permitted by law, StudCred is not liable for any loss arising from reliance on information on this site or from your dealings with any lender.

6. Changes

We may update these terms from time to time. Continued use of the site constitutes acceptance.